Shimla, August 28, 2015: To bridge the gap in the enrolment of the Social Security Schemes and to implement them on comprehensive scale, a special campaign ‘Suraksha Bandhan’ is being launched by banks in the State in the backdrop of Raksha Bandhan festival.
A Spokesman of the State Government said here today that with a view to boost the enrolments under Pradhan Mantri Jeevan Jyoti Beema Yojna (PMJJBY), Pradhan Mantri Suraksha Beema Yojna (PMSBY) and Atal Pension Yojna (APY) which were launched in the State on 9th May, 2015, all the banks have launched three new deposit schemes viz. Suraksha Deposit Scheme (Rs. 201), Jeevan Suraksha Deposit Scheme (Rs. 5001) and Jeevan Suraksha Gift Cheques (Rs. 351).
Banks have launched the campaign in Mission mode in the State and have enrolled 9.86 lakh account holders under these schemes so far since the launch of the scheme.
He said Suraksha Deposit Scheme aims at enabling account holders to deposit Rs. 201 in their account either on their own initiative or received as gifts during the festive season of Raksha Bandhan for long term subscription to PMSBY in the form of cash/regular cheques etc. The deposit will be used to reserve Rs. 24 for paying two annual installments of Rs. 12 each for PMSBY, at the appropriate time and the remaining Rs. 177 would be kept in the fixed deposit for 5 to 10 years for payment of future PMSBY subscriptions from interest accrued every year.
Jeevan Suraksha Deposit Scheme with the deposit of Rs. 5001 would be used to reserve Rs. 684 for paying two annual payments of Rs. 342 (Rs.12+Rs. 330) each for subscription to PMSBY and PMJJBY, at the appropriate time and the remaining Rs. 4317 would be kept in FD for 5 to 10 years for payment of future PMSBY and PMJJBY subscriptions from the interest accrued every year.
Jeevan Suraksha Gift cheques (Rs.351) are available for purchase by persons wishing to gift them, in all bank branches. The recipient of the gift cheque would deposit the instrument in his/her bank account to cover the one year subscription of Rs. 342 (Rs. 12 and Rs. 330) to PMJJBY and PMSBY. The balance of Rs. 9 would be retained by banks as service charges.
He said all the eligible account holders who have still not subscribed in these Social Security Schemes can come forward to subscribe in the Insurance and pension scheme to keep them and their family financial secure in future. The Government of India has extended the last date of enrolment under PMSBY and PMJJBY upto 30th September, 2015.